Should life insurance be a key part of your retirement plan?
Life insurance should be a vital part of your overall financial plan, specifically, if people depend on your income (e.g. your children and your spouse).
A sizable income tax-free life insurance death benefit payment is the best way to maximize the chance that your dependent's standard of living is not dramatically reduced due to your untimely demise.
In fact, income replacement is the number one factor couples site as a reason for purchasing life insurance.
Then the question becomes:
How much I really need?
For how long I will need it?
What is my Goal for it?
What type of insurance should I purchase?
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